Term vs. Whole Life Comparison
Compare total cost of term life insurance vs. whole life — see which makes more financial sense.
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FAQ
Is term or whole life insurance better?
For most people, term life is better value. Buy term and invest the difference in a low-cost index fund is a common financial planning principle.
What is the opportunity cost calculation?
The difference between whole and term premiums, invested at a modest return rate, often exceeds the cash value built in a whole life policy.