Terms of Use

Last updated: June 2026

1. Acceptance of Terms

By accessing or using UtilDen (utilden.com) and any tools, pages, or content available on this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use the website.

2. Use of Tools

All tools on UtilDen are provided free of charge for personal and professional use. Each tool runs entirely within your browser — no data you enter is transmitted to our servers. You may use the tools for any lawful purpose. You may not use UtilDen to process, store, or transmit data in any way that violates applicable law or the rights of others.

The tools are provided on an "as is" and "as available" basis. We do not warrant that the tools will be uninterrupted, error-free, or accurate in all circumstances. Results from calculators and converters are estimates only and should not be relied upon as professional advice.

3. Intellectual Property

The UtilDen name, logo, design, tool implementations, and all written content on this website are the intellectual property of UtilDen. You may not copy, reproduce, distribute, or create derivative works from any part of this website without explicit written permission, except where permitted by applicable law (e.g., fair use for personal reference or educational commentary).

4. Limitation of Liability

To the maximum extent permitted by applicable law, UtilDen and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the website or its tools. This includes, without limitation, any errors or omissions in calculator results, any loss of data, or any harm arising from reliance on tool output for medical, legal, financial, or insurance decisions.

5. No Professional Advice

Nothing on UtilDen constitutes medical, legal, financial, tax, or insurance advice. Tools such as loan calculators, BMI calculators, insurance estimators, and health calculators are intended for general informational and educational purposes only. Always consult a qualified professional before making decisions that affect your health, finances, or legal rights.

6. Third-Party Links and Services

UtilDen may display third-party advertisements (including Google AdSense) or contain links to external websites. We are not responsible for the content, accuracy, or practices of any third-party services. Clicking on an advertisement or external link is at your own risk.

7. Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Continued use of UtilDen after changes are posted constitutes your acceptance of the revised terms. We recommend reviewing this page periodically.

8. Governing Law

These terms are governed by and construed in accordance with applicable law. Any disputes arising from the use of UtilDen shall be resolved through good-faith negotiation before any other legal remedy is pursued.

9. Contact

If you have questions about these Terms of Use, please contact us via our Contact page.